Commercial Financing

Keep Your Business Running Without Delaying Critical Projects

Monthly payment options available for HVAC repair, replacement, new equipment, maintenance upgrades, and more — for qualifying Central Arkansas businesses.

Financing available

Explore options with confidence

Apply online in minutes

Flexible term options

Flexible Financing. Smarter Business Decisions.

All Around Comfort Heat & Air now offers commercial payment solutions through OPTIMUS Commercial Financing, helping qualifying businesses preserve cash flow while completing necessary HVAC projects. Flexible terms and fast approvals make it easier to handle larger equipment repairs, replacements, and upgrades without significant upfront costs.

Business HVAC failures can’t always wait. Whether it’s a rooftop unit that needs replacing, an aging system affecting employee comfort and productivity, or a new construction project, commercial financing helps you move forward now while spreading project costs into manageable monthly payments.

Monthly payment options can help your business move forward with critical projects while keeping capital available for day-to-day operations. Terms are available for qualifying businesses with options from $5,000 up to $1,000,000.

Powered by OPTIMUS Commercial Financing

OPTIMUS is a business-friendly financing program designed specifically for the trades. All Around Comfort is proud to partner with OPTIMUS to offer Central Arkansas businesses a smarter way to fund their HVAC projects.

Financing available

Explore options with confidence

Apply online in minutes

Flexible term options

Why Businesses Choose Commercial Financing

Stop putting off essential HVAC work because of upfront costs. Commercial financing lets your business move forward on your terms.

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Preserve Cash Flow

Keep capital available for day-to-day operations instead of spending it all on a single equipment purchase or repair.

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Flexible Terms

Monthly payment options with 36 to 60 month terms, structured to fit your business budget and cash flow cycle.

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Fast Approvals

Apply online in minutes and get a quick decision so you can get the equipment or service you need — sooner.

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Built for Business

Financing designed for how businesses actually operate — not a personal loan repurposed for commercial use.

No Impact to Your Credit Score

Explore your commercial payment options with complete confidence. The financing process does not impact your personal or business credit score.

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No Impact to Credit

Explore options with no impact to your credit score when you apply.

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Business-Friendly Process

Solutions designed for how businesses operate — fast, practical, and straightforward.

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Fast & Simple Application

Apply online in minutes with a quick decision so your project doesn't have to wait.

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Explore Risk Free

Review payment options and terms with confidence before making any commitment.

What Projects May Qualify

A wide range of commercial HVAC work may qualify for financing through OPTIMUS. If your business has an HVAC need, ask us about payment options.

 

Commercial HVAC Repair

System Replacement

Rooftop Unit Replacement

New System Installation

Commercial New Construction

Multi-Zone System Upgrades

Surge Protection Installation

Maintenance Program Enrollment

Duct Design & Replacement

Emergency Equipment Repair

Energy Efficiency Upgrades

Load Calculation & System Design

Estimate Your Monthly Payment

See how affordable your next commercial HVAC project can be with monthly payment options.

Estimate Your Monthly Payment

Enter your project amount and select a term to see an estimated monthly payment. Actual terms may vary.

Estimated Monthly Payment
$679.68
*Estimated payment. Actual terms may vary. Contact us to discuss your specific project.

Financing available from $5,000 – $1,000,000 for qualifying businesses.

Potential Tax Benefits for Businesses

Section 179 may help reduce the overall cost of eligible equipment and projects. Consult your tax professional to explore potential savings.

Many businesses take advantage of tax benefits when financing eligible HVAC equipment and projects. Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment in the year it is placed in service — rather than depreciating it over several years.

This can significantly reduce the net cost of a new HVAC system, rooftop unit replacement, or other qualifying commercial equipment. When combined with flexible monthly financing, the effective out-of-pocket cost may be lower than many business owners expect.

Use the highlights to the right to understand how Section 179 may apply to your project, and speak with your tax professional to determine eligibility for your specific situation.

*Please consult your tax professional regarding Section 179 eligibility. All Around Comfort Heat & Air does not provide tax advice.

Section 179 Highlights

  • Deduct up to $2.5M; phase-out begins at $4M in total equipment purchases.
     
  • 100% bonus depreciation may also be applied to qualifying equipment.
     
  • Applies to new or used equipment that is new to your business.
     
  • Equipment must be purchased and placed in service in the current tax year.
     
  • Immediate write-offs help reduce taxable income in the year of purchase.
  • Financing eligible equipment does not disqualify it from Section 179 deductions.

Ready to Explore Commercial Payment Options?

Apply online through OPTIMUS Commercial Financing in minutes. Review your payment options with no impact to your credit score, and keep your business moving forward without delaying critical HVAC work.

Have questions about commercial financing?

Call our team or send us a message — we’ll walk you through your options.

$5,000 – $1,000,000
Financing available for qualifying businesses
(501) 291-7218
Have questions? Call us.
OPTIMUS™
Commercial Financing
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